După câți ani poate fi recuperat ajutorul de deces și în ce sumă

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După câți ani poate fi recuperat ajutorul de deces și în ce sumă - fondbundupacatiani-1405945054.jpg

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Dacă se întâmplă ca din tot felul de motive, persoanele îndreptățite să nu beneficieze de ajutorul de deces, precizăm că acest drept se prescrie într-un termen de 3 ani, calculat de la data decesului.

Se știe că statul garantează prin lege fiecărei persoane care deține statutul de asigurat al sistemului public de pensii și alte drepturi de asigurări sociale dreptul la asigurări sociale care acoperă, pe lângă alte riscuri, și riscul de deces al asiguraților și al unora dintre membrii familiilor acestora. În majoritatea cazurilor, rudele celor trecuți în neființă sau, după caz, persoanele care au suportat cheltuielile de înmormântare, se ocupă de recuperarea acestui sprijin financiar imediat după deces. Asta nu înseamnă că dacă nu și-au recuperat acești bani imediat după nefericitul eveniment, își pierd acest drept, dacă dețin informațiile necesare privind termenul de prescriere al acestui drept. Însă, percepția generală este că ajutorul se acordă în preajma decesului:

"În noiembrie 2011, m-am ocupat de înmormântarea unui unchi fără copii, care era șomer când a murit. Normal că am vrut să cer ajutor de înmormântare de la stat, muncise omul o viață, dar cineva mi-a spus că, fiind șomer, nu am dreptul, mai ales că nu sunt rudă de gradul întâi. M-am consolat cu ideea că am făcut o faptă bună, nici nu am ce să-i moștenesc, omul stătea cu chirie. Recent, am auzit la o emisiune că acest ajutor se poate cere și după deces, dar am prins emisiunea pe sfârșite și nu m-am lămurit. În speranța că pot afla dacă mai pot recupera banii, în fond ar fi vreo 2.298 lei, o sumă frumușică, vă mulțumesc anticipat. Veronica Stoean".

Termen de prescripție - 3 ani

După cum ne-a explicat Cristina Mutiș, purtător de cuvânt în cadrul Casei de Pensii Constanța, în general, ajutorul de deces este solicitat de cei în drept să-l primească la momentul decesului. Totuși, dacă acest lucru nu se întâmplă, cei în cauză trebuie să știe că pot recupera și mai târziu acest drept. Astfel, potrivit reglementărilor în vigoare, indemnizațiile și ajutoarele de asigurări sociale pot fi solicitate, atenție, numai pe baza actelor justificative, în termenul de prescripție de 3 ani, calculat de la data la care beneficiarul era în drept să le ceară.

Valoarea diferă

Este adevărat că valoarea ajutorului de deces aferentă anului 2014 este de 2.298 de lei. Însă, având în vedere că ajutorul de deces solicitat de către persoana îndreptățită în termenul general de prescripție de 3 ani urmează a se plăti la nivelul cuvenit la data decesului, nicidecum la nivelul existent la data solicitării, în cazul de față, se va recupera indemnizația aferentă anului 2011, care era de 2.117 lei, a completat Cristina Mutiș.

Cine acordă ajutorul

Ajutorul de deces se acordă de către angajator, în cazul decesului asiguratului salariat, respectiv al unui membru de familie al acestuia. Dar și pentru persoanele aflate în șomaj la data decesului funcționează acest drept. Așadar, în cazul decesului șomerului, respectiv al unui membru de familie al acestuia, cererea se depune la instituția care gestionează bugetul asigurărilor pentru șomaj, adică Agenția Județeană pentru Ocuparea Forței de Muncă - AJOFM (cu sediul în Constanța, strada Lacului nr. 14). Iar în cazul decesului pensionarului sau al asiguratului cu declarație sau contract de asigurare socială, respectiv al unui membru de familie al acestuia, acest sprijin financiar este solicitat la Casa teritorială de Pensii.

Important! Acest sprijin financiar se achită însă de un singur plătitor de drepturi de asigurări sociale, cu condiția ca, după efectuarea plății, să înscrie pe versoul certificatului de deces original mențiunea "achitat", data, semnătura și ștampila. Cât privește neachitarea de către angajator a ajutorului de deces, această faptă este sancționată cu amendă de la 1.500 la 5.000 lei. 

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air max tn 2014
2 august 2014
air max tn 2014

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12 august 2014

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13 august 2014

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16 septembrie 2014
nike wmns air max 1

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